Making your money work as hard as possible is important. Our Certificates of Deposit offer superior interest rates, have many convenient features and options, and are available in a variety of terms.
Simple CDs
Earn a fixed rate of interest over the entire period of the investment. Starting minimum deposit of $500. Our Simple CDs offer our highest APY for the term of the CD but are not eligible for the potential year-end Member Saver Reward1.
| Term Length | Interest Rate2 | APY3 |
|---|---|---|
| 6 Months | 0.40% | 0.40% |
| 12 Months | 0.50% | 0.50% |
| 18 Months | 0.55% | 0.55% |
| 24 Months | 0.60% | 0.60% |
| 36 Months | 0.75% | 0.75% |
Here are the Best CD Interest Rates for February 2021 5 year: Navy Federal Credit Union, APY: 1.01%, $1,000 Min. Deposit 5 year: Suncoast Credit Union, APY: 0.95%, $500 Min. Deposit 5 year: Space. Union County Savings Bank is an FDIC insured bank located in Elizabeth and has 1819642 in assets. Customers can open an account at one of its 4 Branches. Union County Savings Bank Customer Reviews, Frequently Asked Questions, Rates, Branches, Related Articles, and Financial Summary - 2021. PurePoint Financial and MUFG Union Bank, N.A. Are treated as the same entity for the purposes of calculating FDIC insurance limits and deposits. 2 When you fund your new CD within 10 days of a completed application, you'll receive our best rate offered during that 10.
Standard CDs
Earn a fixed rate of interest over the entire period of the investment. Starting minimum deposit is $500. These CDs are eligible for our Member Saver Reward1.
| Term Length | Interest Rate2 | APY3 |
|---|---|---|
| 6 Months | 0.33% | 0.33% |
| 12 Months | 0.42% | 0.42% |
| 18 Months | 0.46% | 0.46% |
| 24 Months | 0.50% | 0.50% |
| 36 Months | 0.63% | 0.63% |
Bump Rate CDs
The bump rate feature lets you invest long-term with increased flexibility! If rates increase, CD owners have the option to bump the rate one time during the term. Starting minimum deposit is $500. These CDs are eligible for our Member Saver Reward1.
| Term Length | Interest Rate2 | APY3 |
|---|---|---|
| 48 Months | 0.72% | 0.72% |
| 60 Months | 0.80% | 0.80% |
Youth CDs
Available to members if term maturity occurs before their 18th birthday, additional deposits of $50 or more are allowed throughout the CD term. Starting minimum deposit of $500 and maximum total deposits of $10,000. These CDs are eligible for our Member Saver Reward1.
| Term Length | Interest Rate2 | APY3 |
|---|---|---|
| 6 Months | 0.58% | 0.58% |
| 12 Months | 0.71% | 0.71% |
HSA CDs
Designed specifically for individuals who have a health savings plan. Starting minimum deposit is $500. These CDs are eligible for our Member Saver Reward1.
| Term Length | Interest Rate2 | APY3 |
|---|---|---|
| 12 Months | 0.42% | 0.42% |
| 24 Months | 0.50% | 0.50% |
| 36 Months | 0.63% | 0.63% |
| 48 Months | 0.72% | 0.72% |
An HSA CD can be opened by calling us or stopping by.
Union Bank Cd Rates Certificate Of Deposit
While the Member Saver Reward occurs with great regularity, this credit union benefit is not guaranteed. ↩︎↩︎2↩︎3↩︎4↩︎5
Rates are subject to change on a daily basis. ↩︎↩︎2↩︎3↩︎4↩︎5
APY assumes interest payouts remain in your certificate account until maturity. Interest rate is guaranteed for the length of the term. An early withdrawal penalty may be applied when a withdrawal is made prior to maturity of the certificate and could result in loss of principal. ↩︎↩︎2↩︎3↩︎4↩︎5